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How to get Money View Personal Loan


If you want to take a personal loan to meet your needs. So Money View Personal Loan is a good loan option. Here you will understand how to get Money View Personal Loan?

Before taking a loan from Money View, you should have complete information about it. So that the condition of your money and credit score does not get worse in future.

Information about Money View Loan

MoneyView is an online lender that offers personal loans up to Rs.5 lakh. Offers loans to salaried and self-employed individuals through a completely digital and paperless process.

Money View Personal Loans are offered with multiple repayment tenure options of 12, 24, 36, 48 and 60 months. In which interest rates start from 1.33% per month.

Read on to get detailed information on various key aspects of these unsecured personal loans, including eligibility criteria, documentation required, application process, fees/charges and much more.

Features of Money View Personal Loan

how much loan will be available : Rs.5,000 to Rs.5 lakh. One can avail MoneyView Personal Loan between Rs.

Check Loan Eligibility: Money View has a very quick eligibility check. You need to enter few details on the official website or Money View App to know your loan eligibility within minutes.

Paperless Process: From loan application to loan repayment, the entire process is done online from the comfort of your home or office.

Flexible Repayment Tenure: You can repay your Money View Personal Loan within a reasonable repayment tenure starting from 12 months to 60 months.

For Individuals with Low CIBIL Score / Credit Score : MoneyView uses its own proprietary credit score model to determine the eligibility of applicants. Thus, applicants who have a low CIBIL score or credit score can also avail a personal loan from MoneyView.

How much interest is charged on Money View Personal Loan?

Money View Personal Loan Interest Rates
Money View Personal Loan interest rate starts from 1.33% per month which roughly equates to 16% per annum.

However, the personal loan interest rates applicable to specific applicants will be based on the assessment of his/her spending pattern by MoneyView proprietary scoring algorithm.

Generally the monthly income, loan amount, loan tenure and overall financial profile of the applicant determine the interest rate applicable to a specific applicant.

Types of Loan Fees Rates & Charges Applicable
interest rates Starting from 1.33% p.m. (16% Annually)
Processing Fee/Felicitation Charges Starting from 2% of the approved loan
Part/Full Payment of the Loan (Loan Foreclosure) Part payment is not allowed For full repayment of your loan, you need to pay at least 3 EMIs.
Interest on Overdue EMIs 2% per month
check bounce Rs.500/- for every bounce
Loan Cancellation No additional charges will be levied
The interest amount will be payable for the period between loan disbursement and loan cancellation.
The processing fee will also remain intact.

Who can avail Money View Personal Loan?

Money View Personal Loan Eligibility Criteria : The eligibility criteria for availing Money View Personal Loan is simple and is as follows:

Particulars of Applicant Eligibility Criteria
Applicant Type Salaried or Self-employed
Minimum Monthly Income Salary: Rs. 13,500
Self employed: Rs. 25,000
Minimum age 21 Years
Maximum Age 57 Years
Income Criteria Only Direct Bank Credit is considered.
Cash income is not considered while determining loan eligibility

Documents required for Money View Personal Loan application

Money View requires minimal documents to give you a hassle-free loan experience. The following documents are required for availing a personal loan from Money View:

Identity Proof Aadhaar Card / PAN Card
Current Address Proof Passport, Ration Card, Election Card, Driving License, etc. (Any One) If the address mentioned in the Aadhaar Card is your current address, then the above documents are not required.
Income Proof (For Salaried) Bank statement for the last three months showing salary credits and salary slips
Income Proof (For Businessmen or self-employed) Last two years income tax return verification form

Money View Loan Apply Online (How to get Money View Loan?)

You can login to the Money Day Loan app by following the below-mentioned steps:

  • Money View Loan App has to be downloaded from Google Play Store or App Store.
  • Now you have to enter your email.
  • After this you have to register in it by entering your mobile number.
  • Then some of your basic information has to be put in it.
  • Now you have to choose the loan amount.
  • Then you have to upload your documents in it.
  • Now you have to give your bank account information in it.
  • After this your loan application will go under review.
  • When your loan will be approved.
  • After this you will get your money in the bank.

Check Money View Personal Loan application status?

After applying for Money View Personal Loan, you can check your Money View loan application status in any of the following ways:

If you have applied for the loan through Money View’s website,

  • Go to the official website of MoneyView and click on ‘Sign In’.
  • Enter your registered mobile number and OTP to login to your loan account.
  • After MoneyView login, go to the ‘Dashboard’ section, scroll down and come to the ‘Application Status’ tab to check your loan personal loan application status.

If you have applied for the loan through MoneyView’s mobile app,

  • Log in to the Money View Loan App.
  • If you already have the Money View app, go straight to the ‘Loan’ section.
  • You will automatically be directed to the ‘Application Status’ screen of MoneyView. You can check your personal loan application status there.
  • If you already have the Money View loan app, on opening it you will automatically be taken to the loan ‘Application Status’ screen.
  • You can also contact Money View customer care helpline number or send them an email to know the status of your loan application.

Important information before taking Money View Personal Loan

Some important factors that you should keep in mind while applying for a personal loan with Money View are as follows:

Money View also offers personal loans to people with no or low credit score. It is always a good practice to check your credit score before applying for a personal loan.

A low credit score can lead to rejection of your loan application or lead to higher rate of interest on your personal loan. Compare various interest rates and charges online, before actually applying for the personal loan.

Applying for a personal loan with multiple lenders at once should be avoided. This portrays you as a risky borrower for a loan and also increases the number of hard inquiries on your credit report.

Keep your requirement and repayment capacity in mind while borrowing. Borrow only as much as you need instead of borrowing more because you are eligible to borrow more.

Money View Loan Customer Care

You can contact for any query/complaint through any channel:

Telephone: 080 4569 2002 (Between 9:30 AM to 7:00 PM on weekdays except Sundays)

Money View customer care mail id : loan@moneyview.in

If you have any loan payment query, email Payment@moneyview.in

Money View Personal Loan Comparison with Other Loan Providers

Below are the key features of Money View personal loan comparison with other loan providers in India:

Particulars Money View MoneyTap Early Salary
interest rates 16% onwards 13% to 24.03% 24% to 30%
Tenure 12 to 60 months 2 to 36 months 90 days – 365 days
loan amount Rs. 5,000 to Rs. 5 lakh 3000 – 5 lakh 8,000 – 2 lakh
Processing Fee Starts from 2% of the sanctioned loan amount Up to 2% of the amount borrowed + GST Up to 1.50% of the loan amount

Questions related to Money View Personal Loan

I am a self-employed person and my income varies every month. Can I get a personal loan from Money View?

Money View businessmen/self-employed persons with minimum monthly income of Rs. 25,000. Even if your income varies, if you meet the above criteria, you can submit your application along with your IT returns and bank statements.

What are the possible reasons for rejection of Money View personal loan application?

Money View provides loans based on the documents submitted. Below are some of the possible reasons that can lead to rejection of your loan application:
Credit score 650. fewer
Salary credit less than Rs. 13,500 per month
Business income of less than Rs 25,000 per month (for self-employed applicants)
Incorrect/Invalid/Insufficient Documents
Very high current EMI as a percentage of total income
Disqualification for any other reason as per Money View Algorithm

What is the tenure of the loans offered by Money View?

Money View offers instant short term loans for a minimum tenure of 3 months up to a maximum of 4 years (60 months).

What is the minimum period after which the Money View loan can be foreclosed?

The customer can close the Money View loan only after paying the minimum of 3 EMIs.

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